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Home Based Businesses for Women

In looking for a list of the top home based businesses for women, it would seem natural to gravitate towards the ones that have a nurturing theme at the center. You know the usual suspects – child care provider, senior citizen care giver, in home companion or aide. All of these have their place and it’s easy to see why they would make a list ranking the top home based businesses for women.

But we can’t stop there. Yes we do acknowledge that women have a natural gift of coaching, encouraging and nurturing, but if we stop only at this limited selection for women we are missing the possibility of an absolute transference of these people skills.

Let’s identify the wider range of home based businesses a woman could easily excel at.

Any sales position. Women are natural sellers whether they admit it or not. We sell (recommend) schools, teachers, neighborhoods, stores, restaurants, books and movies practically every day. We are very good at identifying both good and bad points and putting things on the table according to their merit. In laymen’s terms that would also be identified as the art of persuasion. What sales team wouldn’t want to take that and run with it?

Any training, teaching, or development spot. Most women who are also moms have trained kids on successfully completing the most basic and mandatory skills necessary to survive. I’m talking about everything from the proper way to hold a fork to how to use the toilet. If a person can potty train another human being, odds are she can teach an adult how to put basic success skills in place to build a profit team.

Most positions dealing with multi-tasking. Bring it on. Women have been multi-tasking for centuries – we just didn’t know there was a fancy name for it. It’s not something we even look at as a skill per se, it’s just the reality that many tasks need to be accomplished in a set time and when you are the woman at bat it’s time to take action.

Now let’s get back to this list of the top home based businesses for women.

Do you see MLM opportunities appear? Good, women can do that. What about telecommuting and outside sales? Great, women can do that too. Any appearances of drivers or delivery services needed? Many women could earn trophies for their unmatched skills in delivering their kids to school, sports events, extra curricular activities each and every year.

The question is not “can they do it?” but rather “are they recognizing the existence of the skills and are they ready to transfer them over to the new task at hand?”

Whatever opportunity the new home business owner chooses, it would be very wise to have a mentor, someone to help them capitalize and groom their skills so they can reach the success mode as quickly as possible. Overlooking these existing skills could really serve as a setback and more importantly, just as they were learned, new online skills can also be learned, with the right coach. Proper success coaching can help new and even veteran business owners and marketers avoid the pitfalls of mediocrity, low productivity, and financial frustration.

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The Emergency Financial Situations

Emergency financial situations can happen to anybody and any financial arrangement exercise is not ideal without planning for such occasions. The whole idea of having an emergency fund is to offer a cushion against any unexpected expense.

This will ensure it does not have any negative impact on your financial condition and does not rip off the whole financial security.

There are many circumstances which can cause a financial emergency such as a sudden illness, accident, medical emergencies, emergency house repairs, loss of a job, emergency car repairs and much more.

The major reason for having an emergency fund is very clear because when a person falls into an emergency financial situation, they will have to break their savings or make a compromise to get the needed money.

It’s not rare to find people who just take out their credit card and swipe it for hard cash. Opposing popular opinions, credit cards are the worst way to fund any financial emergency. The fastest way to get thousands of dollars its to get a car title loan it is not a long-term solution but a short-term solution.

In a circumstance where you’ve taken a cash advance with your credit card to get the needed money, the credit card company will charge you a cash advance fee with an interest rate. This is a very costly way to borrow and manage finances for emergency situations.

Therefore, what is the best amount that should be set aside as emergency money? There are diverse opinions on it. Some professional’s experts agree that a minimum of 3-6 months’ worth of monthly income should be set aside for an emergency situation. This amount can differ according to marital status, the size of family and lifestyle.

Everyone must reserve some extra cash in case of emergencies. But, the amount to reserve depends on your income and monthly expenses. The amount that is needed for your emergency fund is open to debate, the minimum amount should be sufficient to cover your expenses for daily living for at least 3 months. It’s also ideal to save for 6 months even though some financial advisers agree on a full year worth of cash.

These funds must be kept aside in an instrument, which is easily available when needed. It could be money in a bank account, hard cash, liquid funds or fixed deposits. This will ensure the fund is always accessible instantly or within a short period when it’s needed.

Where to Keep the Cash?

Your situations and what can offer you peace of mind are the factors that can help you determine how cautious you want to be. Keep your emergency fund somewhere that is safe and accessible because you may be required to get the cash in a hurry when an emergency arises. The best option you’ve is to open a money market account or savings account. But, always examine their offer with regards to the interest rate, minimum balance, and other terms.

When you think you’ve saved enough, you can stop. You can now sleep easier and try to start placing your extra saving into higher-interest and less accessible accounts or investments.

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The Use of Building Residual Income

This article is aimed at explaining the importance of building residual income and also to explain the need for individuals to leverage network marketing business model if their dreams are to gain financial and time freedom. So, even if you presently work a job or business, it is needful that you pay attention to network marketing so as to develop residual or passive income over time.

The commonest way that people define residual income is “income earned while sleeping”. Is it really possible to earn income while, all the while, you are asleep? This may sound strange to some people but, yes, it is possible.

The importance of residual income in a man’s life finds expressions in the statement of the billionaire investor, Warren Buffet, in which he stated that “if you don’t find a way to make money while you sleep, you will work till you die”.

Residual income is a concept that many ignore without understanding that their future well-being is dependent on it. And with what result? With damaging consequences.

By going to work every workday and receiving a salary at the end of the month, you’re simply exchanging time with money. Your salary is not residual. If your work stops, your income stops automatically.

Let me explain residual income with the following example:

Imagine two men in a village. Both have to walk a mile every day to a river to get water for their families. After a month, one man starts working on building an underground pipeline to connect the river to his house. For an entire year, he expends extra energy working on his pipeline. When he finishes, he has the source of the water directly to his house, while the other person continues to visit the river.

Residual income is like building a pipeline to connect water from the source to your house so that you don’t always have to go to the river.

In that short example, you will notice that it took some time for the pipeline to be constructed. But having done that, the man continued to enjoy water supply effortlessly.

However, the second man who failed to take the same initiative had to continue to visit the river for his water supply. What will happen if he becomes indisposed? He and his family will stay without water and suffer its consequences.

There exist many business initiatives that you can leverage in your effort to build residual income. But I do recommend network marketing, or MLM as some would like to call it, due to the fact that it doesn’t require a tonne of investment capital to set up.

A lot has been said about network marketing by various network marketing professionals but many still feign ignorance about it.

The reasons people WON’T take a look at network marketing is NOT:

  • because they don’t have the money.
  • because the opportunity or business isn’t good.
  • because they are worried about being scammed.
  • because the profit margins aren’t high enough.
  • because the demand for the product isn’t wide enough.
  • because they need to ask their spouses first.
  • because they need a night to sleep on it.
  • because they need more time to research the company.
  • because they need to get on the phone with you to join.
  • because they have to ask other people on Facebook to see if you’re a good sponsor.
  • because they need to see your bank account to prove the results.
  • because they don’t believe in it.

The real reason they don’t join network marketing business opportunity is that they have been conditioned by society to be consumers of goods and not producers.

  • They have been conditioned to buy “education” but not to buy knowledge.
  • They have been conditioned to have a “job” but not to own a “business”.
  • They have been conditioned to be workers but not to be their own bosses.
  • They are non-thinkers instead of go gutters
  • They are intimidated by anything that challenges them.

That is what this is really about. It’s about people who are so afraid of learning, and stepping out of their comfort zones and being paralyzed by their fears.

It’s about being comfortable and caring what other people might think. It’s about their family thinking they are FAILURES if they do anything besides just having a JOB.

If you’re working presently, understand that you are only exchanging your time and effort for the pay at the end of the month. That’s okay though but by going to work every day, you are not building residual income which is the pipeline that will enable you to get water supply without having to go to the river.